Some real insurance claims:

• The pedestrian had no idea which way to run as I ran over him.
• The car in front hit the pedestrian but he got up so I hit him again.
• I saw a slow moving, sad faced old gentleman as he bounced off the roof of my car.
• A pedestrian hit me and went under my car.
• I saw her look at me twice. She appeared to be making slow progress when we met on impact.
• The pedestrian ran for the pavement, but I got him.
• The guy was all over the road. I had to swerve a number of times before I hit him.
• I was sure the old fellow would never make it to the other side of the road when I struck him.
• To avoid hitting the bumper of the car in front I struck a pedestrian.